If you are a parent, you know that buying baby products can get expensive fast. Diapers, wipes, formula, baby monitors, and clothes can add up quickly. That is why it is important to know which baby products are FSA and HSA eligible. This way, you can get some of the cost of these products reimbursed by your insurance. In this blog post, we will discuss some of the best baby products that are FSA and HSA eligible!
For mom, pre and postnatal vitamins are also HSA eligible
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Are baby monitors FSA Eligible?
Yes, some baby monitors and fetal dopplers used for monitoring your baby’s vital signs such as Owlet Sock and Nanit wear are FSA eligible. In fact, any product that is used to monitor a baby’s health is considered an eligible expense. This includes products like thermometers and pulse oximeters! So if you are looking for a new baby monitor, be sure to check if it is FSA eligible.
- Owlet Smart Sock Baby Monitor (3rd Generation)
- Nanit Pro Complete Baby Monitoring System
- Snuza Hero SE Baby Movement Monitor
- Baby Doppler Sonoline B Plus Water-Resistant Fetal Doppler
Are baby clothes FSA Eligible?
No, most baby clothes are not FSA or HSA eligible, and in our research, only a few potty training underwears are FSA eligible. All others including onesies, rompers, and jackets are all not eligible.
Are diaper bags HSA Eligible?
Yes, diaper themselves or diaper bags are not considered HSA eligible expenses but diaper rash paste and cream are considered HSA eligible expenses.
Here are five diaper rash creams and paste that are HSA eligible.
Are strollers FSA Eligible?
No strollers are not FSA or HSA eligible expenses.
Are baby wipes FSA eligible?
Yes, most baby wipes are FSA eligible. In fact, you can use your FSA funds to purchase any type of wipes, including those for cleaning surfaces and hands. So if you are in need of a new pack of wipes, be sure to check if they are FSA eligible. Check these here.
Are diaper cream FSA eligible?
Yes, diaper cream is FSA eligible. In fact, you can use your FSA funds to purchase any type of diaper cream, including those for treating rashes. So if you are in need of a new tube of diaper cream, be sure to check if it is FSA eligible.
Are baby bottles HSA Eligible?
Yes, baby bottles are considered HSA eligible expenses. In fact, you can even use your HSA funds to pay for a babysitter so that you can go shopping! This is a great way to get some of the cost of your baby bottle reimbursed by your insurance.
is baby formula fsa eligible
No, baby formula is not FSA or HSA eligible.
Are strollers HSA Eligible?
No, strollers are considered not considered HSA eligible expenses.
Are walkers fsa eligible?
No, walkers are considered not FSA eligible expenses.
Are baby thermometers fsa eligible?
Yes, baby thermometers are FSA eligible. In fact, you can use your FSA funds to purchase any type of baby thermometer, including those for taking oral or rectal temperatures.
Are pacifiers fsa eligible?
Yes, pacifiers are FSA eligible. In fact, you can use your FSA funds to purchase any type of pacifier, including those for newborns and toddlers.
Are breast milk storage bags fsa eligible?
Yes, breast milk storage bags are FSA eligible. You can use your FSA funds to purchase any type of breast milk storage bag, including those for freezing and storing milk.
What is FSA eligible baby items?
FSA, or Flexible Spending Account eligible baby items, is a way to save money on qualified baby item expenses. To be considered FSA eligible, the baby product or service must meet specific IRS criteria.
What is HSA Eligible?
HSA, or Health Savings Account, is a way introduced by the government to assist Americans to save money on qualified medical expenses. To be considered HSA eligible, the baby product or service must meet specific IRS criteria.

I am Ashley Davis, a mom of three kids and the editor here at Motherhood HQ (formerly 10BabyGear). I have been a parent since 2011 and have been doing full-time consulting as a baby sleep expert since 2019. When I am not researching or testing the next baby gear hitting the market, you’ll find me teaching my toddlers a trick or two – especially over the last few months with the lockdown. I hope you’ll find my guides and reviews helpful as you make your next purchase decision. If you have any questions, you can reach me at ashley.d@motherhoodhq.com.